Personal Checking

Gulf State Community Bank is pleased to be able to offer such a diverse and wide range of products to our depositors. We have our Guardian account which recognizes those that serve; be it in the Armed Forces or here at home in our schools, law enforcement, volunteer fire department or Forestry Service. You get the idea...it's our way of thanking these citizens for their contribution to our community. We are proud of our Spirit program that allows account holders to designate a cooperating charity or school and make a contribution that the bank sends quarterly to each group.

Account Plans More Info Opening Deposit Minimum Balance Monthly Service Charge Interest Bearing
Community Premier
More» $100.00 None Required

$10.00 per month if minimum balance falls below $5,000.00

* Required balance may be maintained in a Community Savings Money Market Account

YES

The Community Premier Rate is tiered; the higher the balance, the higher the interest rate.

Community Premier

Relationship Banking at its best. You get practically everything the bank has to offer and it's all free to you while your balance is collecting interest in a higher yielding account.

FEATURES:

  • Unlimited Checking
  • No per item charges
  • Free Checks from selection offered by Main Street Checks*
  • $20,000.00 AD&D Insurance (primary account owner)
  • $10,000.00 AD&D Insurance (spouse)
  • $1,500.00 AD&D Insurance (each dependent child)
  • Extended Warranty
  • Discount on prescriptions and travel and more

*Does not include specialty checks

ADDED VALUE:

  • ATM Card
  • VISA Check Card *
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment
* Upon Qualification
Community Guardian
More» $100.00 None Required NONE - Free No

Community Guardian

This special account is available to anyone currently serving in the Armed Forces or Reserves, anyone employed by the school system, anyone employed in law enforcement, any individual with a local volunteer fire department or emergency response service, anyone employed by the Forestry Service, or anyone employed by a state or local governmental unit. The only account you'll ever need. Get practically everything the bank has to offer for FREE.

FEATURES:

  • CLUB Benefits - Discount on prescriptions and travel and more*
  • AD&D Insurance included with Club benefits - How cool is that!
  • Unlimited Checking
  • No Per Item Charges
  • Free Community Guardian Wallet Style Checks - with logo**
  • Check Images Included with Monthly Statement

*See Community Club Brochure in our office for full details
**Guardian Check Brochure available in our offices

ADDED VALUE:

  • ATM Card
  • VISA Check Card **
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment
  • Safe Deposit Box Discount
  • Direct Deposit
  • Cashiers Checks
  • Money Orders
  • Notary Service
** Upon Qualification
Community Fifty
More» $100.00 None Required NONE - Free

YES

The Community Fifty Rate is paid on all collected funds in the account each day the balance is $500.00 or more

Community Fifty

If you qualify, and that's easy - you just have to be fifty (50) years of age or older, this may be the perfect account for you. There are no service charges and you may get interest too. If joint account with someone other than a spouse or significant other, each party on the account must be age 50 or older. How cool is that!

FEATURES:

  • Unlimited checking
  • No per item charges
  • Free Community Fifty Checks or $5.00 off checks of your choice from our selection.

ADDED VALUE:

  • Community Spirit feature allows for $2.00 per month to be deducted and forwarded to an organization of your choice from the list of qualified recipients.*
  • ATM Card
  • VISA Check Card **
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment

* Gulf State Community Bank will match the collected donations - How cool is that!

** Upon Qualification
Community FREEdom
More» $100.00 None Required NONE - Free No

Community FREEdom

A no nonsense account that makes perfect sense. Everyone is eligible and no one is charged. How cool is that!

FEATURES:

  • No Minimum Balance Requirement
  • No Per Check Charges
  • First Order of Basic Checks Free
  • Check Images included with monthly statement - How cool is that!

ADDED VALUE:

  • ATM Card
  • VISA Check Card *
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment**

* Upon Qualification

** There is a fee of $5.95 per month for this service
Community Spirit
More» $100.00 None Required

$5.00 per month Community Spirit Membership/

$2.00 per month Community Spirit Contribution
No

Community Spirit

A very unique account that allows you to help your Community while at the same time help yourself. An organization (501c (3)), of your choice, receives $2.00 per month while you get unlimited checking for only $7.00. And because we care, Gulf State Community Bank will match the collected donations - How cool is that!

FEATURES:

  • Conveniently contributing to your Community
  • No Minimum Balance Requirement
  • No Per Check Charges*
  • Free Community Spirit Checks - with logo - Brochure available in our offices

* $7.00 per month covers all your checking costs

ADDED VALUE:

  • ATM Card
  • VISA Check Card *
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment
* Upon Qualification
Community Club
More» $100.00 None Required

$9.00 per month includes Community Club Membership fee

See great benefits of membership and details under 'more'
No

Community Club

Something for everyone and then some. Your $9.00 per month service charge is the membership fee opening up the opportunity for discounts on hotel/motel reservations, discounts on prescription drugs, Saver's Club Book, car rental discounts, etc.*
$10,000.00 Accidental Death and Dismemberment Insurance (AD&D) is included!

* See Community Club Brochure in our office for full details

FEATURES:

  • $10,000.00 AD&D Insurance
  • Purchase protection and extended warranty
  • Car rental discounts
  • Prescription drug discounts
  • Unlimited Checking
  • Free Standard Bank Checks
  • Discount on prescriptions, travel and more...Please see Brochure available in our offices for full details
  • See Community Club Brochure in our office for full details

ADDED VALUE:

  • ATM Card
  • VISA Check Card *
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment
* Upon Qualification
Community Plus
More» $100.00 None Required

$5.00 per month if minimum balance falls below $1,500.00

* Required balance may be maintained in a Community Savings Money Market Account

YES

The Community Plus Rate is paid on all collected funds in the account

Community Plus

A great checking account that pays interest on every dollar deposited.

FEATURES:

  • No per item charges
  • Service Charge can be waived

ADDED VALUE:

  • ATM Card
  • VISA Check Card *
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment**

* Upon Qualification

** There is a fee of $5.95 per month for this service
Member FDIC | Equal Housing Lender
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